BANKING FOR
FREELANCERS

Business banking that gives you peace of mind.

Creator
Creator
Creator
Creator

Trusted by Wendover Productions, Alex Botez, 3LAU and thousands of other creators

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Karat

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*Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC, with cards pursuant to a license from Visa USA Inc. The FDIC's deposit insurance only protects against the failure of an FDIC-insured bank.

Banking services that have your back

Banking account

FDIC insured checking and savings

Easy payments

Make payment with ACH, wire, Karat payment

Free domestic wires

Transfer money without stress

High yield checking

Get up to premium APY on business checking

Business Visa® cards

Physical and virtual cards

Creator-specific tax planning

Set aside money automatically for taxes

Automated bookkeeping

Get tax-ready reports in seconds

Fast invoicing

Create branded invoice with ease

top creators love us

Our featured creators are Karat members, investors, and supporters of the creator community.

Graham Stephan

Graham Stephan

4.5M SUBSCRIBERS on youtube

"Karat provided higher spending limits when vendors delayed paying us, supporting our coffee line."

@GrahamStephan

Alexandra Botez

Alexandra Botez

1.3M FOLLOWERS ON TWITCH

"Karat is the best business credit card for creators–they approved when other banks rejected me twice."

@AlexandraBotez

Nas Daily

Nas Daily

21M FOLLOWERS ON FACEBOOK

"I have over $10M in revenue per year and 100 employees, but traditional banks still don't trust me. Karat gets it."

@NasDaily

Karat Users Made Over:

$2.4 billion

in 2024

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Business banking that gives you peace of mind.